Life is much more better with the introduction of general top up code by Nigeria commercial banks to recharge directly from your bank account with no need of internet whatsoever.
The most important thing is that you should make sure that the particular line you want to recharge is link directly to your back account. Which simply means you do receive your bank alert through the sim.
The recharge code as follows:
1. Access bank: *901* amount#
2. Eco Bank. *326*amount#
3. Fidelity: *770*amount#
4. FCMB: *389*214*amount#
5. First Bank: *894*amount#
6. GTB: *737*amount#
7. Heritage bank:*322*030*amount#
8. keystone:*322*082*amount#
9. Sky bank:*389*076*1*amount#
10. Stanbic IBTC: *909*amount#
11. Sterling:*822*amount#
12. UBA:*389*033*1*amount#
13. Unity bank:*322*215*amount#
14. Zenith:*966*amount# or *302*amnt# (for mtn users)
15. Diamond bank(yellow acct. only):*710*555*phone no*amount*pin#
2. Eco Bank. *326*amount#
3. Fidelity: *770*amount#
4. FCMB: *389*214*amount#
5. First Bank: *894*amount#
6. GTB: *737*amount#
7. Heritage bank:*322*030*amount#
8. keystone:*322*082*amount#
9. Sky bank:*389*076*1*amount#
10. Stanbic IBTC: *909*amount#
11. Sterling:*822*amount#
12. UBA:*389*033*1*amount#
13. Unity bank:*322*215*amount#
14. Zenith:*966*amount# or *302*amnt# (for mtn users)
15. Diamond bank(yellow acct. only):*710*555*phone no*amount*pin#
This are the codes they work on all networks with some exceptions which are fully explained from the list above. if you find any difficulties you should add your comments .
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